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Since people use their Motorcycles in so many different ways, it can be very challenging to find good, low cost insurance. From a classic Harley Davidson to the latest Suzuki GSX-R1000, from cruisers to off road motorcycles, every bike and every rider has a different insurance need. Many factors can play a role in determining how much your insurance will cost.

 

Here are some tips for the cost conscious rider:

  • Type of motorcycle (Sport bikes cost more to insure)
  • Number of CC's (The higher the CC's the higher the insurance)
  • Custom motorcycles (Value)
  • Rider safety course discount (10-15% discount)
  • Membership to motorcycle club (Ex: HOG 5% discount)
  • Driving record (Keep violations to a minimum)

 

Make sure that your policy includes guest passenger liability. This coverage includes liability, which provides protection in the event that a passenger is injured on your motorcycle. Usually the guest passenger liability has the same liability limits as the bodily injury limits.

 

With so many companies today to choose from, you need an expert to advise you where to get insurance. Most agents have only one company to offer you; we represent numerous companies to assure you the most competitive insurance price. Simply fill out our Quote Form to receive an estimate.

 

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