Boat Insurance

Your boat is probably one of your most treasured and valuable possessions. Unfortunately, a boat can also be vulnerable - to accidents, storms, and theft. In addition to giving you peace of mind, boat insurance coverage provides protection for you, your passengers and your boat.

Acceptable types of watercrafts

• Motorboats - Inboards and Outboards
• Fishing boats
• Pontoon boats
• Yachts
• Jet skis
• Wave runners

Extra Boat insurance coverage available:

• Roadside Assistance: Towing to the nearest qualified repair facility.
• Fuel Spill Protection: Unintentional oil or fuel spills that are your legal responsibility are covered.
• Wreckage Removal: The cost to raise, remove, and/or destroy the wreckage if your Personal Water Craft sinks is covered.
• Boat Replacement Coverage: If the boat is 3 years or newer and is involved in a total loss, the insurance will purchase you a brand new boat.
• Disappearing deductible: each year you go claim free the deductible reduces 25%.
• Water ski Coverage: Coverage for your water skies.
• Uninsured boater: Coverage for you if an uninsured boat hits you.
• Water sports equipment, Fishing equipment, life vests, trolling motors and trailers can be added
• Agreed Value or Actual Cash Value (ACV) valuation: Agreed value allows you to set a specific reasonable value and ACV is determined by market value, age and condition of your boat.

Fill out our Boat Quote Form to receive an estimate.