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What is a 529 Plan?

A 529 plan is designed to help you save for your child’s college education. It's an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. The government offers some tax breaks for putting money into these 529 plans. Make sure your child has the funding to get a good education

529 plans are usually categorized as either prepaid or savings, although some have elements of both. Every state now has at least one 529 plan available. It's up to each state to decide whether it will offer a 529 plan (or possibly more than one), and what it will look like. Educational institutions can offer a 529 prepaid plan but not a 529 savings plan (the private-college Independent 529 Plan is the only institution-sponsored 529 plan thus far).

529 plans are designed to help you save for your child’s college education. Give us a call and get started today.

 

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