Liability & Property

A customer slips and falls in your store. A fire destroys your warehouse. Your brand new skid-steer is stolen. Now what? As a business owner you cannot predict when an accident is going to happen. You can however, ensure that your business will not sustain a significant loss from this accident by purchasing the correct small business insurance policy(s). Either a Commercial Package Policy (CPP) or a Business owner’s Policy (BOP) will make certain that you can protect your business in case of an accident.

Liability Coverage’s

Organizations face liability issues everywhere they turn. The proper liability insurance policy is vital to the survival of the business. A few of the important coverage’s that can be added onto your policy are listed below:

• Bodily Injury/Property Damage
• Products/Completed Operations
• Premises Liability
• Medical Payments
• Garage Keepers Liability
• Fire Damage Liability
• Libel/Slander
• Advertising Injury
• Employee Benefits Liability
• Liquor Liability
• Additional Insured Status
• Umbrella Liability Policy

Property Coverage’s

Every business’ property insurance concerns are different. From a manufacturer protecting the profit in an unsold product to the grading contractor’s earth mover, careful attention must be paid to ensure the correct coverage is installed. While there are too many property coverage’s to list, here are a few of the most common ones:

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  • Business Property including Inventory
  • Business Income & Extra Expense
  • Ordinance & Law
  • Equipment Breakdown
  • Builder’s Risk
  • Off-site Tools & Equipment (Inland Marine)
  • Sign Coverage

 

 

Fill out our quote form and we will get in contact with you.

 

Professional advice should definitely be sought to properly protect your organization. Please contact our office at 888-302-4288 and ask to speak with one of our Certified Insurance Counselors (CIC).