Business Insurance

Worker’s Compensation. The mere thought of those two words put together strikes fear and hatred through the minds of business owner’s all over the country. What is perhaps the most misunderstood insurance policy is also one of the most controllable.

Accidents happen. Will your business have the protection to sustain a personal injury lawsuit from an auto accident?

A customer slips and falls in your store. A fire destroys your warehouse. Your brand new skid-steer is stolen. Now what? As a business owner you cannot predict when an accident is going to happen. You can however, ensure that your business will not sustain a significant loss from this accident by purchasing the correct commercial insurance policy(s).

You hear about it all the time in the news these days. A company is getting sued for age discrimination, another company is involved in a sexual harassment lawsuit from an email joke, on and on they go. In today’s litigious society, all organizations must look to protect themselves from every angle.

Professional Liability insurance (also known as Errors and Omissions insurance) protects your business from potentially catastrophic litigation caused by charges of professional negligence or failure to perform your professional duties.

For business owners looking to expand or change their benefit program we offer a variety of group benefits. They include life and health insurance, dental and vision insurance, and both short and long term disability coverage. We are also licensed to manage 401K programs as well as various other retirement plans.

Bonds, also commonly referred to as Surety, provide a financial protection similar to an insurance policy. However, the party that gets the financial protection is to a third party not the bonded organization.